[navigatesol]

>If a large enough percentage of people bail on their student loans/medical debt then eventually dozens of predatory banks and "medical billing" companies will go out of business and then we can actually start to change things.

Pretty naive view of the way things work. The more likely outcome is that those in need will be denied service in the future, either medical or financial. Or do you think we should force employees and medical staff to service people who will not pay for said service? How will that work?

I realize the entire situation is a mess, but simply bailing on your obligations to "teach these people a lesson" will backfire. Case in point: you think the bank is hurt by your defaulting your $50,000 in obligations? They have a lien on your personal assets, and the number is insignificant to the size of their balance sheet.