[jjeaff]

He didn't imply you should lie about your income.

Most early businesses don't make much profit if any. Mine did not and so we kept our income right in the sweet spot to get max subsidies.

We paid ourselves that small salary and plowed every bit of the remainder into growing the business. In other words, there was no profit at the end of the year.

We had absolutely excellent coverage for around $100 a month total for a family of two. In one year we had $70,000 in expenses from a broken ankle that needed major surgery. And the next year a complicated pregnancy that cost $40k. We paid our max out of pocket those two years of $1500 each year.