[eappleby]

I run a 1-person LLC in NYC. I initially used healthcare.gov for my coverage, but once my business started making money, I found that I was paying a lot for mediocre coverage. The providers I used also stopped offering coverage after 2016/2017, so I decided to switch to TriNet. They are an HR service, but also offer health insurance, which is all I use them for. I also looked at Gusto and JustWorks, but they required 1+ employees. I currently pay about $1500 for me and my family for pretty good coverage from Aetna (including dental and vision).

[rcalafato]

How did you get just the insurance? I reached out to them and was told I needed a full service plan ($500/mo before the insurance) with them to get the insurance. I have a 2-person LLC partnership, and we don't need the business services.

How'd you do what you did?

[eappleby]

I pay for the full service plan (it is less for me since I am just 1 person), but I don't use any of the other services. Even with the fee, it is still a good deal.