| My partner is what some might call a trust fund baby. Her family is fortunate enough that she need not work. She will likely receive a sizable inheritance. Her parents have shielded her from their wealth, while making sure she always has enough to be comfortable. Neither of us knows how much wealth her family holds. They are very discrete. I come from a middle class family that spent their money and saved poorly. I took loans out to go to college. I’ve worked my way up in my career in tech and now make a comfortable salary. This puts us in a situation I feel like this article doesn’t really cover. She doesn’t have a “salary”, but she “makes” more money than I do - however much she needs. I do not plan around her family’s wealth. That is her family’s money, and if/until we ever decide to start our own family, I do not involve myself in their affairs. What we’ve found works for us, is simply a joint credit card. We put shared expenses on it and split it at the end of the month. We use our shared points on vacations we spend together. It is a way of treating each other as equals, and helps prevent either of us feeling taking advantage of. I maintain my own savings and retirement account. She maintains her own investments. I spend my money however I want and have my own personal card, and her the same. If I was out a job, she would support me. If her investments tank or her money were cut off, I would support her. It’s rather simple. The tension we face actually comes from her wealth rather than our lack of it. There are times where she would happily use her wealth as an expression of love. I would never be ok with her father buying us a home. She doesn't understand why not - I was raised to value my own financial independence. I would never feel comfortable living in a home that I did not earn. How do couples in other similar situations handle this? |