[dougmwne]

We've had separate finances for 12 years and it's seemed to work well for us. We combine the "I've got it" approach for little things and "Let's split it" for large shared purchases. It leads to healthy communication and negotiation on large purchases, plus personal responsibility of our own incomes, expenses and savings. Large purchases that are not shared can be subject to opinion, but never control. Of course, there's no substitute for financial compatibility.