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Twenty years ago banks (at least in the US) shut down over the weekend. Some pioneers like BoA had Saturday morning hours, but if there was a national holiday good effin luck getting anything from them outside of what was available at an ATM. You have to remember banks, even now, are and were way behind the technology curve. There was no online banking. No customer focus. No check deposits at an ATM (you had to drop it into an overnight bin). Payroll companies followed suit, and any financially-centric company did as well.