[ben_w]

Being poor — or indeed normal —means not having $200 to spare on making yourself resistant to bankruptcy. Tech workers like us are much richer than most: I started on my country’s national lifetime average salary, and most recruiters now expect me to ask for double the local national lifetime average.

[indymike]

Plenty of normal people incorporate... It isn't about resistance to bankruptcy... It is about avoiding a whole swath of life altering problems that a corporation prevents.

[ben_w]

Define “normal”, considering your nation’s average salary.

[indymike]

It is not true for everywhere in the world: often in lower income countries it is often far less expensive to incorporate. The legal protections vary, too.