[lotsofpulp]

At a minimum, for the healthiest young males, health insurance premiums are at least $300 per month with a $3.5k deductible. Older people are in the $600 or more range per month.

I would budget $500 per person per month with a $7.5k deductible for a family.

[luckylion]

Thanks, that's about the same as private health insurance in Germany, with slightly lower premiums and higher deductibles (1000€ is common here).

Are those regionally different? I understand that rent is much more expensive than this in sought after areas.

[0xfeba]

> Are those regionally different?

Perhaps, but I think most of the difference is between healthcare provider plans. In other words, depends on who employs you.

[lotsofpulp]

That’s two separate factors. Different insurance plans have different contracted providers, and different employers subsidize different portions of their employee’s health insurance premiums. Some employers might subsidize 50%, some 80%, some $100, etc.

I was referring to the cost of insuring someone, regardless of who is paying. I’ve compared costs on healthcare.gov to employer based options in a few states, and they’re not far off from each other unless the employer has many younger employees and few old employees.