[psnosignaluk]

As a client of open banking and an employee of a startup in the fintech space, I'd say that its a little more nuanced than that. Token (my employer) provides a platform that enables PSD2 and RTS compliance, open API's, crypto-based security, identity and programmable money amongst others to enable banks and merchants to rapidly adopt open banking and remain complaint with legislation governing the industry.

[ackbar03]

Could you provide some insight into how the company was built up (if you know), how it is managed day to day, and how it is growing? Cause I'd imagine it takes a large team from a wide variety of disciplines to get started. Again it comes back to (to me at least) creating a new bank but with a stronger tech offering