[cd34]

Are you trying to get FU money to quit everything, or FU money to reorganize and attempt something?

I've always called that a freedom number, $7m in the bank, live off the interest. Enough income that I would not be required to do anything to ensure a somewhat healthy survival. No having to worry about deadlines for projects, hustling to get a new contract from a client signed, etc. That doesn't mean I stop working on tech, it means that I start working on tech that I want to work on.

I'm sort of lucky in that my current job does include a lot of things I enjoy working on, but, does contain some drudgery that I don't enjoy. Is it worth 20x7? Maybe.

Or, are you looking for FU money to go out and start your own thing? In that case, 3x annual subsistance for you and a few partners, then budget 18 months to have a marketable product/service. You leave the current situation and take control of your own destiny.

There are ways to generate passive income if you have excess income from your current situation. You just need to define what type of FU money you're looking for.