[vl]

>after being told not to-- would put their nondescript FOB security key card in their wallet.

But what specifically are they supposed to do with the security key card? What mode of securing and transportation do you envision?

[rightbyte]

The same thing that we are supposed to do when we need to make up a new password every 3 months. Absolutely not add 1 to it and call it a day.