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by megakid
2614 days ago
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I used a service similar to this in 2011 after I moved back from Australia to UK. Australian banks charge a monthly fee if you don't deposit your salary into the account so after a few months I realized my now-defunct Australian current account was very close to $0 (I had left a few dollars in there when I left). I emailed them and asked them to close the account to which they replied I needed to send a snail-mail letter - I used a service like this (with scanned signature no-less) to do so because it was easier than sending my own international letter to them. I got an email back saying they needed me to send a real letter with a real signature. I replied saying they could keep my account open but I wouldn't be paying for any fees, the reply was swift "Your account is now closed". |
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Here's how a typical discussion unrolls:
Bank: "To do X or Y, we require you to visit us in person or provide a written statement".
Me: "Here's my statement with a digital signature, attached as a PDF."
Bank (ignoring the PDF): "To do X or Y, we require you to visit us in person or provide a written statement".
Me: "The law says (specific citation goes here) that I have just provided a written and signed statement. Here it is again."
Bank (ignoring the PDF): "To do X or Y, we require you to visit us in person or provide a written statement".
By the way, I had this kind of stupid back-and-forth with mBank, which tries to position itself as a "modern and innovative" bank.
The only next step is to sue, but who would bother.