[zizee]

I disagree that you need a machine to understand ethics for FSD to come to fruition. Most humans would not be making ethical decisions in split second emergency situations.

If humans are driving around somewhat successfully without being able to handle all edgecases, as long as the a machine can do as good a job or better it is a viable alternative to human drivers.

[Starknaked]

The important distinction though is that a human can be held liable and punished for their erroneous (re)action but a machine cannot.

Do you hold the owner, manufacturer, or insurer responsible to right the wrongs where an autonomous vehicle is at fault?

I would expect the insurers and manufacturers to use contractual terms that absolves them of all liabilities where the car's occupant isn't paying attention to the road.