[whitepoplar]

What the story on fraud? I was surprised to discover that business bank accounts aren't governed by the same protections that consumer accounts are (Reg E).

What happens if a criminal commits ACH fraud and is successful? Are Mercury's customers protected by some sort of guarantee, other than FDIC which only seems to cover bank insolvency?

[immad]

ACH fraud protection is available to Mercury customers. I believe you have 90 days to reverse an ACH.

Customers do have better protection than businesses but in reality most banks extend the same rules to both.