[dctoedt]

> You say that like two of the three aren't privileges afforded more consistently to the wealthy.

Agreed; this is well-nigh indisputable.

> In either case, the operative function is the wealth-hoarding behavior of the parents.

This paints with too-broad a brush (and is needlessly confrontational). At what income level does earning money — in accordance with the rules that have evolved in society — become "wealth-hoarding behavior"?