[Scoundreller]

You get some agent to do the heavy lifting in agreement with your parameters.

It’s a solution to the problem of “I continued to choose to live in an environment without health insurance, how do I handle the situation of not being in a position to negotiate?”

[munk-a]

The agent I choose it the government, which I am proposing becomes the common agent of all Americans and advocates for all of us - since the expertise to act as a rational agent in this setting is unavailable to most citizens.

This extreme libretarianism stuff is pure BS, health care services in an emergency cannot exist as a free market.

[Scoundreller]

Oh, I agree. But most Americans actively vote against that system.

As for those uninsured that just broke their ____ and are not in a position to start calling around, having pre-negotiated rates for the best pricing against all hospitals within a reasonable time’s transport would save a pile of cash. There’s no shortage of hospitals or excess capacity in the US.