[utnick]

Maybe paying more is something that should be explored...

I think for $500-$1,000 a month per person you would have widespread behavior change in most companies, and it wouldn't really even be that expensive in the context of total healthcare+wellness program spending.

[citrablue]

Knock 5% off my insurance premium for every trip to the gym and you better believe I'm going to the gym every day...

[chillwaves]

Seriously. My premium is prob ~$250 a month for a single 30s male. I will go to the gym 3 days a week for a 60% discount.

I'll stop eating sugar for the other 40%.

[zdragnar]

Wait until you try to get insurance with a partner; the cost more than doubled (presumably to preempt pregnancy or adoption I guess).

Wife and I are around $820 / month, and that's with a $5k deductible.

[edmundsauto]

It's probably because your company puts more of a contribution towards your part of the premium.

[zdragnar]

My current company is paying 100%. The rates jump going from 1 to 2 people, and then again when you throw in kids. This has been my experience at most places, aside from the company fully covering the cost. The $820 number is entirely their contribution.

If we did have kids and needed them to be covered, we'd run out of what the company offers to cover up to ($10k / year) and have to start contributing as well.

[edmundsauto]

I'm confused, wouldn't this be expected? More people, especially people who tend to make expensive additional people, would make the rate go up. Is your point that it went up more than double, instead of exactly double?