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by xhedley
2615 days ago
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The merchant can definitely see whether a card is a debit card or a credit card. The charge structure and chargeback rules are different.
A debit card is to spend money you already own, hence why a 14 year old or younger can have one.
A credit card creates a debt - and in the UK debts incurred below the age of 18 are unenforceable in court. So no one will issue a credit card to a person under 18. |
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