[LifeLiverTransp]

Its more complex, to judge wether you are getting unnecessary procedures priced in, you would need to be a expert in the field. Its similar to enterprise software, where the customer often gets a "all-scenarios"included gigantic package - half of which he will never use.

Now add to that a field of experts, fused together by a lethal threat to their profession (lawsuits with expenses for life if you do damage) - forming a Wagonfort - and you get the perfect mess.