[sp332]

That's like an extra 1% tax on all my purchases, just for privacy. And it goes out the window if I use a "loyalty card" or email coupon.

[burgerbrain]

No, it's a onepercent tax to use any old ATM out there. Use your bank's or credit union's and you done have to pay a thing (outside the normal fees incured by using any finacial institution).

Its also probably worth noting that most will reimburse you for a numer of ATM fees a month...

[dangrover]

I have Schwab, which promises this.

However, most shitty ATMs coalesce the charge and the amount withdrawn into one amount (e.g. you get a charge for $41.75 or something). In that instance, you have to file a claim with the bank. Waste of time.