[TadaScientist]

15% on student debt? Jesus christ - it's more expensive than unsecured lending / credit card debt

[cimmanom]

Credit card interest rates can easily approach 25% for those who don't pay off their balance.

[barry-cotter]

Good luck getting a credit card that’s caps repayment at 2.5 times the amount borrowed.

[leetcrew]

first, student debt is unsecured lending. second, where are you getting a credit card with less than 15% APR. I want one too.

[digitaltrees]

Student loans can’t be discharged in bankruptcy and are often backed by the government so a default gets paid in full. Basically, effectively secured.

[ac29]

The credit card I have via my credit union has a 13.24% APR. I'm fairly sure that's pretty normal if you have good credit and pay on time - I certainly didn't go out of my way to look for a low interest card.