[pfranz]

I'm pretty sure a bunch of years ago Planet Money had a podcast where they just marveled at someone in the UK sending their daughter in NYC enough to buy a pint in realtime.

I think they've reported on ACH a few times each year and there never seems to be any incentive (from the group maintaining ACH) to improve it. What's worse is that it not only takes a few days, I often don't see it show up until a few days after that (back dated to when it was supposed to be received!).

[anitil]

At the risk of repeating myself, it's in the epilogue of the same episode as OP: https://news.ycombinator.com/item?id=19579575

[pfranz]

Thanks! Yeah, six years ago and it's still amazing compared to the bleeding edge of ACH (Same Day ACH, where transfers are processed twice a day).