[geomark]

I have looked at many alternatives to banks. They are better than banks but not by much. For small amounts Transferwise is ok, but the fee isn't capped and keeps going up with the amount of the transfer. I do substantially better via the bank transfer method I use when I need to transfer larger amounts. Revolut might be ok if you are from the UK (I am not), although paying a monthly fee for an account seems unattractive and they have a high markup on debit card transfers to "exotic" currencies. There are others. None that good.