[smahs]

+1 I recent saw a couple of cases of small companies who chose to depend on Stripe for managing their payment data to save cost on initial development. As a result, their operations staff struggled between Stripe's admin panel and their internal tools even to answer simple user questions.

Eventually, when they decided to streamline their payment and billing operations on their own tools, due to historical data on Stripe servers, they built a custom presentation layer on top of Stripe APIs. They ended up spending pretty much the same time and effort as they would have done by managing the business flows on their own systems and storing all the data on their DBs and using Stripe just for processing payments. Worse yet, they still depend on Stripe for stuff like reporting.