[deltaqueue]

Interesting subject, but I felt like the suggestions lacked substance--cutting down discretionary expenses as generic as "eating out" ties into the question of willpower and the battle of "trying to save on everything". If willpower really is unlimited like the study jiganti referenced, how does one transfer the concept of something like Flow (which the Stanford article inadvertently focuses on) into financial willpower (which is more of a day-day decision-making process)?

Also, small typo in 8th paragraph - I think you meant to say "extraordinarily".