[zaroth]

How is that a fair representation of what I proposed?

I think part of the problem is absolutely opaque, discriminatory, and predatory pricing.

I went to get a basic blood count last month. I gave the lab my insurance card, but they must have copied a number wrong, because when I got the bill they had me down as self insured, and had a bill which said;

  Lab Services     :  $1,541.00
  Patient Adjust   : -$  385.25
  Total Due        :  $1,155.75

I called back and gave them my insurance card and they said ignore the bill a new one will come in the mail.

Last week I got the new bill:

  Lab Services     :  $   17.12
  Insurance Pay    :  $   12.12
  Total Due        :  $    5.00

Yes, I absolutely think it should be illegal to try to bilk a cash carrying customer over $1,000 for a $17 blood count test.