[mgkimsal]

> and it's stupid anyway because even if you're getting paid you're still trading even more of your life away.

when you 'trade' you get something of value in return. if you're getting paid and you think it's a fair pay, it's not automatically 'stupid'. saving more now to pay for future expenses, nest egg, rainy day fund, whatever? how can that be 'stupid'? You have an opportunity to provide the means for a more secure future for your family, today, when that ability may be in doubt - take the pay now for more work.

your dad being a 'hard worker' may have been able to provide things to you that you never knew about at the time (or may never know about).