[CalRobert]

This is doable when you have rock-solid confidence that you will never be let go (or you have fuck you money).

Otherwise, there's always gonna be another chump in their 20's who thinks they're just putting in their dues before being able to dial it back a bit, and you're competing with them.

[blablabla123]

At least for me it's not about being protected from getting fired or having a giant pile of money. It's more the knowledge that I can find something, worst case within a week because even today everybody is searching devs like crazy. Of course one needs also enough money above credit limit for going at least a month without income.