This might be good point to mention the only 2020 presidential candidate who is talking about how UBI could address this seemingly inevitable future that is closer than we think.
UBI represents a continuation of capitalism where the machinery of our world is still under elite control. I’d rather see a candidate that will provide seed funding for cooperatives. Way more liberatory than cash handouts from our rulers.
Yes, though much more directed than UBI. Credit Unions are well positioned to provide loans for coops. The government could provide some backing for those loans to stimulate growth. That’s way, way less intervention than a UBI.