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by throwawaystale 2644 days ago
I don't think that small minority is as small as you might think. Life is full of uninsurable disasters.

The "good" news is that there are only a few years of retirement you really want to hang around for anyway (as opposed to a slow miserable death of dementia and other diseases). Seven years, for example. (67 to 75)

When I run out of money, I'm out.