[phry]

absolutely, and the scary thing is that

> I’m just one giant disaster away from this kind of thing.

this is true for the vast majority of Americans, given that somewhere between 60-70% have less than $1000 in savings

https://www.cnbc.com/2018/01/18/few-americans-have-enough-sa...

[astrodust]

I'm sure most Americans have "savings" in the form of "maybe I can beg and plead for a credit limit increase if something really bad happens".