[twiceaday]

I believe that people do so little retirement planning that many will never decide to retire, they will be forced to retire because they will becomes unable to work. To me, the biggest benefit of FIRE is actually formalizing my need to retire some day and learning best practices to make decisions that will take care of my future self. Everything else is simply about consciously moving the date at which I am able to stop directly earning income. Higher paying job? That will allow me to move the date up. Second kid? That would require me to move the date back. A new car sooner or retiring two years earlier? Moving to a worse area but retiring five years earlier? Once I started thinking like this I realized that I often chose the option that lead me to be able to retire sooner by saving the money instead. I don't want more or more shinier stuff. I want to remove the powerful financial incentive behind how I spend the vast majority of my time.