[ubernostrum]

Either you're skipping over a lot of information in the process of how that number's generated, or that's not how they do it anymore (and not how they've done it for at least the last couple of years).

[blasdel]

I got a replacement BofA debit card a few months ago, and this is exactly how they did it — only the last two digits are different.

This may be only in Washington and Idaho though, as there are several different legacy BofA backends as a result of M&A bullshit.