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by redrobot5050 5685 days ago
Most debt collections agencies have a lawyer or lawyers on retainer for going to court. They can, and will, go to court for judgments as small as $1,000. The hearing is often the local magistrate, and unless there is something atypical complicating your case, the ruling will happen in 30 minutes or less. Having proof that you own a debt is a binary thing -- either you have it or you don't.