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by the_watcher 2655 days ago
> 1. Pay down high-interest debt

sounds pretty applicable. As someone who found himself in precisely the described situation ($40K in student loans, a car loan, and some credit card debt resulting from living in the Bay Area on an entry level salary and not being disciplined enough to live within my means then, I can tell you that this advice is painful to execute, but actually the only thing that works.