[short_sells_poo]

> So you end up having to figure out where your checkbook is (probably collecting dust in a box somewhere).

Are you based in the US? Because almost everywhere else in the world when you say checkbook, people picture movies from the 1970s.

When paying a home improvement contractor, they send me an invoice where they have an IBAN. I point my banks app at it, it pops up a screen where I just type in the amount that I wish to pay (and sometimes it fills that in automatically too), and within 5 minutes the contractor has the money on their account. Neither I nor the contractor pay any fees for this transaction.

[jfk13]

That's not limited to large payments such as home improvements, either. I do the same thing to pay the guy who comes to tune our piano; I even did it to pay each of the individual cleaners who did a few hours end-of-tenancy cleaning for us the last time we moved.

Checking my chequebook, I see it's well over a year since I last used it.

[stevekemp]

It's been 20ish years since local grocery-stores, supermarkets, and most shops stopped accepting cheques in the UK.

I've written less than 50 in my life, mostly for mail-order stuff back 15 years. In the past 15 years I've never even owned a cheque-book, the banks just don't give them out.

[KineticLensman]

Yes. I pay my window cleaner this way.