[aussiegeek]

Getting a license to take deposits in Australia isn't easy. And then there was the banking royal commission which isn't going to speed things up.

If you are after this sort of thing, have a look at Up

[cyberferret]

I ended up signing with Xinja. There was a wait period there too, but I think it was no more than a month for them to sort out the regulatory approval to be a 'bank' and send a card out to me. Probably easier for them being an AU based company.