[ams6110]

I'm on the downward side of 50. My best years (physically) are in the past. My kids are nearly adults. I'd rather pass on my assets to them and set them up for a better life than piss it away on medical treatments that don't have much hope of working.

[untog]

My point is that your kids might not agree with you, and it is difficult, to say the least, to negotiate that situation. I'm not saying you're wrong, just that everyone has a different answer.