[orojackson]

Those same programmers would be better off just following Munger's advice and putting money into index funds. Doesn't require writing any code; all it takes is a few minutes to place an order.

I'm not exactly sure why the general sentiment here on HN discourages index funds. It's pretty jarring coming from /r/personalfinance and Bogleheads.

[AznHisoka]

There's nothing wrong with index funds, and I think most people should dump the majority of their money into them as well.

However, for those people who feel the obsessive need to game the system, and make money faster, I would suggest not trading, but rather developing tools and gathering data to sell to Wall Street.