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by TheSoftwareGuy
2681 days ago
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Maybe make them dischargeable 10 years after graduation/disbursement? This might help avoid people from planning to declare bankruptcy immediately out of college to get rid of the debt, and 10 years later most people would have some assets to go after during bankruptcy proceedings The upside is that lenders would still have to consider whether the borrower is actually likely to be able to pay back their loan |
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