[CardFellow]

The problem isn't that there aren't strong anti-fraud tools available, it's that businesses by and large don't use them. Merchants struggle as a whole to get to even 50% of card-accepting businesses actually being PCI compliant (the security regulations for accepting cards) and the ones that become compliant often fall out of compliance again within a year.

>Being able to use a RFID/NFC reader in close proximity to someones wallet (like in their back pocket, standing ahead of you in line) and being able to charge their card without even touching it is not a very good thing lol.

It's not, but it's also extremely uncommon. The cards people have aren't typically RFID, and NFC has a much narrower range.