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by Horseshoe 2686 days ago
Credit unions often have alternatives to expensive payday loans. My CU, for example, offers a "Better Choice" loan of $500, payable in three monthly installments with interest in the range of a typical credit card. They will run a credit check and ask you to fill out a monthly budget form, but if you've been a member in fairly good standing (not routinely bouncing checks, etc.) for some time, the loan will usually be approved. It also gets reported to the credit agencies to help improve your score.