[towelr34dy]

Scientific literacy = using a grossly disproportionate made up example?

Got it. Or do you mean spelling out what a debt trap is? Is that 'scientific literacy'.

The arrogance of those who want to restrict others is so obvious: You think people are incapable of taking care of themselves. Then you think yourself capable of knowing whats best for them. While simultaneously talking about science. And disregarding people who actually were poor and went through those things. And ignoring the points being made, without giving counter points.

You didn't answer what happens when you remove this lender of last resort? I thought a 'scientifically' minded person such as yourself would be interested in digging for the truth.