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by throwaway-1283 2691 days ago
Good opportunity. It's funny how many apps integrate with Card.io despite how limited it is and the fact that PayPal (which acquired it) open sourced it and stopped maintaining it years ago.

I think a big threat would be if Apple opened up their card scanning tech for adding cards to Apple Wallet as an SDK to developers. Personally I've found that experience to be really awesome and they can scan both embossed and non-embossed cards well.
1 comments
julia-zheng 2691 days ago
Whoa you know a lot about Card.io!

Apple does have great card scanner. Our thoughts on this (would love to hear yours) are they have little incentive to open up the card scanning tech standalone for developers, but even assuming they did, the standalone Apple scanner wouldn't include any fraud prevention features.

Longer term, we plan to leverage data from our customer base to make our fraud prevention features very robust - and we suspect this would be difficult for a competitor to replicate.

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