[Mitchhhs]

This is a misconception that kind of bugs me. At the top schools they give a tremendous amount of need-based grants (i.e. money that never needs to be paid back). Elite institution grads are not the ones who have debt they can't pay back. Its people at middle of the road private institutions and many other scenarios that have this issue. You are confusing the sticker price with what the bulk of non-rich students actually pay which is far lower. This narrative bugs me because it is just incorrect and focuses on the wrong places as sources of a very real issue.