[michaelneale]

Also, hopefully, more money/financial security with a bit of age. I am nearly 34, own own house, car, etc etc... nice to have that bit of security. But I guess in big cities you are a wage slave for a long long time, so its a harder jump to make.

[keating]

If you don't own them outright then your financial obligations actually give you less freedom. When you have nothing to lose, that's when you swing for the fences.

[michaelneale]

own == own outright. Otherwise the bank owns them in reality !

Swing for fences means "take a chance" I assume ?