[minikites]

A better analogy is a protection racket: pay up or we'll serve ads that might contain malware to your device. If Spotify took responsibility for fixing my computer when it gets a worm from an ad, we'd have a deal that is much more fair.

[umanwizard]

Nothing forces you to use Spotify.

[minikites]

Absolutely, not using Spotify is better option. My original comment was arguing against "just pay for it" being a good outcome, as it relates to Spotify's future incentives.