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by baby 2689 days ago
Is there a bank in the US similar to Monzo or Revolut? I really miss these having moved from the UK to the US and I haven't been able to find a good replacement.
1 comments

i don't know enough about those banks to compare, but https://empower.me is the best of the new breed online banks i've found - 2% apy for checking (with some reasonable conditions)!
Killer features of Monzo for me:

* all works in an app

* totally free

* no fee when using the card abroad, exchange rate is the bank rate

* notification of the purchase right away

* it tells you where each purchases were made, on a map

* it rounds up every purchase to save them in a saving account

* you can create as many saving accounts as you want, in one click

* every purchase is automatically categorized between bills, eating out, entertainment, etc.

* you can see how much you spent in a month, and in what

* you can send money to people near by, or by using nicknames

* searching your transactions is super easy

* you can freeze/unfreeze your card in one click

* easy transfer of money

I think overall, the app has so many features and it's pretty slick.

Simple (https://www.simple.com/) might be the closest to this in the US.

It doesn't have no fee foreign exchanges, no rounding up, but does basically everything else there.

how long have you had this?