Speaking generally: Stripe provides an abstraction layer, such that there may not be a 1:1 mapping between features of our platform that you use and particular providers. We also have technical and operational teams, such that when an underlying financial rail has a problem we deal with it so customers do not have to.
knowing how most of the banking system works they are just doing all the accounting on their end and waiting to reconcile with Wells Fargo when they come back online.