[rifung]

No. Over 30 or 50 years maybe but 10 years is too short especially considering we just had an incredible bull run.

I think many leaders in the space have said they expect lower returns in the coming years as well. Obviously this list is biased towards those who I personally believe in:

https://www.cnbc.com/2017/03/22/jack-bogle-believes-the-stoc... https://www.cnbc.com/2018/09/14/nobel-prize-winner-shiller-s... https://www.cnbc.com/2018/07/06/vanguard-youll-make-less-mon...